Who We Are?

We, of rays cap Company, Inc., are in the insurance business in the belief that people will continue to feel the need to share financial risk. We will seek all means to fill this need, which recognizes individual circumstances. As an insurance company, our ultimate responsibility is to our policyholders. We are sustained by continuing service to the special needs of each policyholder, prudent investment of funds entrusted to us, and maintaining efficient operations. We are discharged by payment of proceeds as benefits to our policyholders and their beneficiaries.rays cap Co., Inc. was founded on May 8, 2009 , amid an intimidating atmosphere of economic uncertainties. But the Company faced these daunting challenges head-on as it envisioned itself as being one of the leaders in the life insurance business. With the passion and determination of an emerging leader, backed by substantial financial capital, dedicated professionals and highly trained sales force, Fortune Life turned its vision into reality. rays cap has earned itself a distinguished place among the top ranking Broking firms and most importantly, a special place in the heart of the insuring public. At present, the Company continues to develop programs that concentrate on customers' needs and promote a service-oriented culture. Its constant development and innovation of its products is a manifestation of its sensitivity to the growing and evolving needs of clients. In a tough industry that is life insurance, rays cap clings to its competitive edge - the commitment to deliver on its promise of securing your tomorrow today